Products & Services
Financial Convenience. Everyday People.
At The Cash Store, we make sure things are quick, easy and convenient. We offer payday loans as well as three different lines of credit PLUS a range of other fantastic products and services developed with you – our client- in mind. Visit a branch today to learn more!
Fees Interest and APR:
Loans for Alberta, British Columbia and Saskatchewan are a rate of $23 per $100 borrowed for example a $300 loan for 14 days: Total cost of borrowing = $69 , APR = 599.64%
Loans for Nova Scotia, are a rate of $25 per $100 borrowed for example a $300 loan for 14 days: Total cost of borrowing = $75, APR = 652%
New Brunswick, Newfoundland and Labrador, Northwest Territories, Prince Edward Island, Yukon Territory and Nunavut are at a rate of $29.85 per $100 borrowed for example a $300 loan for 14 days: Total cost of borrowing = $89.55, APR = 778%
Financial Implications of Non Payment:
Alberta-2.5% per month upon default; Maximum of 2 NSF per loan @$25;
British Columbia -30% per Annum upon default; Maximum of 2 NSF @$20;
Saskatchewan-30% per Annum; Maximum of one NSF Fee per loan of $50.00; resets once the loan is paid;
Newfoundland and Labrador: 59% per Annum; One (1) business day last; $40 is automatically added; Maximum NSF Fee of $50/per loan;
Nova Scotia-59% per Annum upon default; Default Fee: One (1) business day late $40 is automatically added;
Prince Edward Island-59% per Annum; Administration Charge: One (1) business day late $50.00 is automatically added; Maximum NSF Fee of $50.00 per/loan;
Yukon-59% per Annum; Administration Charge with Amount based on Principal to a maximum of $150.00; Maximum NSF Fee of $50.00/per loan;
Northwest Territories-59% per Annum upon default; Administration Charge with Amount based on Principal to a maximum of $150.00 upon default; Maximum NSF Fee of $50.00/per loan;
New Brunswick-59% per Annum; Once NSF is posted $40 is automatically added;
Collection Practices:
To collect on a loan in default our vendors will utilize all collection practices available to the issuers of consumer credit in applicable provinces
Potential Impact to Borrowers credit Score:
Customers in default may be subject to having the default reported to a credit bureau.
Renewal Policy:
Loans are not renewed automatically.
